Crypto explained
Rules & money
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Tax12
The Fiscal Finesse of Digital Assets: Burden of Proof, Valuation, and Complex Scenarios in the Netherlands and
In-depth guide to the fiscal administration of digital assets in the Netherlands and Belgium. Focus on burden of proof, valuation, staking, and gifting/inheri
ReadCrypto and tax
Box 3 in the Netherlands, prudent-manager rules in Belgium: how crypto is taxed, which records you need and where professional trading begins.
ReadCrypto tax in Belgium
Normal management, miscellaneous income or professional income? How Belgian crypto taxation works, plus rulings, reporting and record keeping.
ReadDeclaring crypto in Box 3 in the Netherlands
How do you declare crypto in Box 3 of the Dutch income tax return? Reference date, valuation and common mistakes explained. General information, not tax advice.
ReadTax on staking, lending and airdrops
How are staking rewards, lending income and airdrops treated for tax purposes in the Netherlands and Belgium? An overview of the main rules. Not tax advice.
ReadKeeping crypto records
How do you keep good records of your crypto transactions? Exports, cost basis and practical tools for filing taxes. General information, not tax advice.
ReadDeclaring crypto in the Netherlands in 2026
How do you correctly declare crypto to the Dutch Tax Administration in 2026? Reference date, valuation, foreign platforms and forgotten years. Not tax advice.
ReadCrypto tax in Belgium in 2026
How is crypto taxed in Belgium in 2026? Prudent management vs miscellaneous income vs professional income, tax ruling service and foreign accounts. Not tax advice.
ReadStaking and mining: tax treatment in the Netherlands and Belgium
How are staking, mining, lending and airdrops taxed in the Netherlands and Belgium? Valuation timing and deductible costs explained. Not tax advice.
ReadCrypto evidence and record-keeping in 2026
Which documents should you keep for your crypto tax return? Exchange and wallet exports, FIFO calculation, and how a portfolio tracker can help. Not tax advice.
ReadCrypto and tax in the Netherlands
How much tax do you pay on crypto in the Netherlands? Box 3 explained, the tax return step by step and a calculator for your own numbers.
ReadCrypto and tax in Belgium
Is crypto profit taxed in Belgium? The three profiles explained, what to declare and a calculator that works out the amount due.
ReadRules17
What is MiCA?
MiCA governs licensing, stablecoins and disclosure for crypto across the EU. What changes for users, providers and banks.
ReadMiCA in the Netherlands: AFM and DNB explained
How the Netherlands implements MiCA: the split between AFM and DNB, the transitional regime for existing providers, and how to verify a licence.
ReadMiCA in Belgium: FSMA and the National Bank
How Belgium implements MiCA: the roles of the FSMA and the National Bank, plus Belgium's extra rules on crypto advertising.
ReadAdvertising and marketing rules for crypto
What rules govern crypto ads in the Benelux? Risk warnings, influencer rules and what is and isn't allowed.
ReadThe travel rule: what happens to your data on a transfer?
The travel rule requires crypto providers to share sender and recipient data on transfers. What does this mean for you?
ReadAnti-money laundering rules for crypto: AMLD and AMLA
How do Europe's anti-money laundering rules apply to crypto? The role of the AML directives and the new EU authority AMLA.
ReadConsumer rights at an EU-licensed crypto provider
What rights do you have with an EU-licensed crypto provider? Complaint procedures, dispute resolution, and what isn't protected.
ReadDORA: digital operational resilience for crypto
DORA requires crypto and fintech firms to be digitally resilient. What do you notice as a user of these operational requirements?
ReadCrypto regulation in the United States
How the SEC, CFTC and individual US states regulate crypto, and what that fragmented oversight means for users and providers.
ReadCrypto regulation in the United Kingdom
How the FCA regulates crypto in the UK after Brexit, and how the rules differ from the EU's MiCA framework.
ReadCrypto regulation in Asia
How crypto rules differ between Japan, Singapore, Hong Kong and South Korea, and what makes Asia a diverse regulatory landscape.
ReadCBDCs and the digital euro worldwide
What CBDCs are, how far the ECB's digital euro has progressed, and how central bank digital currencies compare with crypto.
ReadCrypto bans and restrictions worldwide
Overview of countries that ban or restrict crypto, why they do it, and what it means for exchange access, payments and travel.
ReadCrypto rules in Switzerland and Dubai
How Switzerland (FINMA, Crypto Valley) and Dubai (VARA) regulate crypto as attractive hubs, and how that differs from the EU approach.
ReadInternational standards: FATF, BIS, FSB and IMF
How FATF, BIS, FSB and IMF set international crypto standards and how these feed into EU rules such as MiCA.
ReadCrypto rules in Belgium
Who supervises crypto in Belgium? The role of the FSMA and the National Bank, the advertising rules, and what MiCA adds on top.
ReadThe digital euro
How the ECB's digital euro would work, what happens to your privacy, how it differs from crypto and stablecoins, and when it might arrive.
ReadBanks & payments16
Banks and Digital Assets: An Explanation for the Customer
How banks handle digital assets, why payments are sometimes rejected, and how customers can best respond to crypto-related inquiries.
ReadBuying crypto at your bank: what's possible and what isn't
Why most banks in Belgium and the Netherlands don't offer direct crypto trading, what they do offer, and what it means for custody and cost.
ReadRevolut and crypto explained
How crypto trading works inside Revolut, which entity holds your coins, what withdrawal means and where the costs really sit.
Readbunq and crypto explained
What bunq offers around crypto, how that differs from direct coin custody, and what it means for withdrawal, cost and tax filing.
ReadBitvavo explained
How Bitvavo works as a crypto platform, what falls under MiCA supervision, how custody and withdrawal are arranged and where the costs sit.
ReadCoinbase explained
How Coinbase works for users in Belgium and the Netherlands, what the EU licence means, how custody and withdrawal work, and where costs sit.
ReadKBC, ING and crypto: what the big banks do and don't do
How large banks like KBC and ING relate to crypto, what the ETP route involves, and how transfers to crypto platforms are screened.
ReadWhen your bank blocks a transfer to a crypto platform
Why banks block transfers to crypto platforms, what rights you have and how to resolve a refused payment properly.
ReadYour bank calls about your crypto transactions
Which questions banks ask about crypto transactions, which documents help and how to answer without complicating your file.
ReadProve where your crypto wealth came from
How to build a watertight file from first purchase to payout so banks and tax authorities accept your gains.
ReadSEPA in practice: limits, timing and recalls
Instant payments, daily limits, recalls and why a deposit sometimes hangs for a day. Practical rules for NL and BE.
ReadOrganising your banking as a crypto investor
Which banking choices work for frequent crypto buyers and sellers, and how to organise payments without friction.
ReadNostro, vostro and correspondent banking
How money actually moves between banks and across borders: nostro and vostro accounts, correspondent banks and why an international transfer can take days.
ReadReading the yield curve
The yield curve, the 2s10s spread and country spreads explained, and what an inverted curve has historically meant for equities and crypto.
ReadExchange rates and your portfolio
Why EUR/USD quietly makes or breaks your return on bitcoin, US stocks and ETFs, and when hedging is worth it.
ReadThe yen carry trade
What a carry trade is, why the Japanese yen funded it for decades, and how its unwind in August 2024 hit crypto and equities at the same time.
ReadInheritance & gifting4
Passing on crypto
Without a plan, crypto disappears with the keys. How to document access, proof and valuation without exposing your seed today.
ReadInheriting ETFs
How a brokerage account passes to heirs: blocking, valuation at date of death, transfer in kind and pitfalls with foreign brokers.
ReadPassing on precious metals
Physical metal is inherited differently from an account: without invoices and a known location, disputes follow with heirs and the tax office.
ReadGifting during your lifetime
Gifting lowers later inheritance tax, but valuation, proof and timing matter for investments. How to do it verifiably.
ReadCasi di studio5
Mt. Gox: how 'not your keys' became a saying
How the largest bitcoin exchange of 2014 collapsed, what went wrong in custody and which lessons still apply.
ReadTerra/LUNA: the collapse of a design
The mechanics behind the UST peg, why 20% yield was unsustainable and which warning signs were visible in advance.
ReadCelsius: the lesson on yield without a source
How a high-yield crypto savings platform collapsed, where the money actually came from and how to spot similar constructions.
ReadFTX: reputation is not proof of reserves
The structure behind FTX's collapse, Alameda's role and the controls the industry adopted afterwards.
ReadReading proof of reserves without illusions
Merkle trees, attestations and audits explained, including the key blind spot: liabilities that are not counted.
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