Staking i dochód
Staking explained
Staking is the proof-of-stake equivalent of mining: you lock coins to validate transactions and receive a reward. That yield is not interest but payment for a service with real risks.
Where the yield comes from
Part is new issuance, part is transaction and priority fees. Stakers avoid dilution; non-stakers absorb it.
Always compute real yield: nominal reward minus net network inflation.
Ways to stake
Solo staking gives most control but requires 32 ETH on Ethereum and a reliable node. Delegation is simpler but adds counterparty risk.
Liquid staking gives a tradable receipt, stacking smart contract risk on top of validator risk and reinforcing centralisation.
- Solo: maximum control, highest threshold
- Delegation: easy, counterparty risk
- Liquid staking: liquid, extra contract risk
Risks to understand
Slashing penalises double signing or prolonged downtime. Rare with a reliable operator, but not zero.
Exit queues can take days or weeks while the price keeps moving.
Kalkulator zysku ze stakingu
Sprawdź, ile daje staking netto po prowizji, kapitalizacji i inflacji sieci.
Dane
Wynik
APR netto (po prowizji)
4,50 %
APY netto (z kapitalizacją)
4,60 %
Zysk realny (po inflacji)
2,55 %
Nagrody w 1. roku
46,025 monet
Średnio dziennie (rok 1)
0,1261 monet
Saldo końcowe
1144,5273 monet
Wartość przy stałej cenie
1144,53 €
Wzrost stawki
Ryzyko
Staking to nie konto oszczędnościowe. Slashing, przestoje walidatora, okresy unbondingu, błędy smart kontraktów w liquid stakingu i spadek kursu mogą zmniejszyć pozycję. Wysoki APR zwykle rekompensuje wysoką inflację lub ryzyko. To nie jest porada inwestycyjna.
Zaokrąglenia i założenia
Zakładamy stały APR, stałą cenę i równe okresy. APY = (1 + APR netto / n)^n − 1. Zysk realny to (1 + APY) / (1 + inflacja) − 1. Kwoty pokazujemy z czterema miejscami (monety) i dwoma (waluta), a obliczenia prowadzimy bez zaokrągleń. Podatki i opłaty nie są uwzględnione.
APY = (1 + APR/n)^n − 1
Najczęstsze pytania
Is staking risk-free income?
No: price risk, slashing risk, counterparty risk and liquidity risk during exit.
What is a normal staking yield?
Roughly two to eight percent per year depending on the network, denominated in the coin itself.
Do I report staking income?
Usually yes; treatment differs per country. See the Belgian and Dutch tax guide.
Czytaj dalej
Proof-of-work versus proof-of-stake
Two ways to secure a network. What they cost, which attacks they deter and why the debate is rarely about technology.
Mining and tax in Belgium and the Netherlands
How mining and staking income is treated in Belgium and the Netherlands, which records to keep and where professional income begins.
What is crypto mining?
Mining explained without jargon: why networks need computation, what a miner does and where the reward comes from.