Banker og betaling
SEPA in practice: limits, timing and recalls
When buying and selling crypto, the banking leg is often the slowest link.
Instant versus standard transfers
SEPA Instant usually arrives within ten seconds, including weekends; standard transfers process on business days.
Not every bank sends instant by default and limits are often lower.
- Instant: seconds, weekends included
- Standard: business days
- Limits differ per bank and channel
Daily limits
Most banks apply daily and weekly limits for new beneficiaries; raising them can take 24 hours.
Plan large purchases at least a day ahead.
Recalls and mistakes
A SEPA transfer can only be recalled with the receiving bank's cooperation, so report the same day.
A crypto transaction can never be recalled.
Why a deposit hangs
Platforms check that the account name matches your account; mismatches trigger manual review or return.
Keep it simple: own account, own name, clear reference.
Ofte stilte spørsmål
How long does a SEPA transfer to a crypto platform take?
Seconds with Instant; one business day otherwise.
Can I reverse a wrong transfer?
Your bank can request a recall for SEPA; crypto transactions cannot be reversed.
Why is my deposit refused on a name mismatch?
Platforms must verify the payer is the account holder.
Les videre
When your bank blocks a transfer to a crypto platform
Why banks block transfers to crypto platforms, what rights you have and how to resolve a refused payment properly.
Organising your banking as a crypto investor
Which banking choices work for frequent crypto buyers and sellers, and how to organise payments without friction.
Your bank calls about your crypto transactions
Which questions banks ask about crypto transactions, which documents help and how to answer without complicating your file.