Staking & avkastning
Calculating staking yield
A 5 percent APR means little until you know how much the network issues, what your operator withholds and how often rewards compound. This method reduces all of that to a single number.
Step 1: gross APR versus APY
APR is the annual return without reinvestment. APY assumes rewards are automatically reinvested. On networks that pay per epoch and compound automatically, APY is noticeably higher than APR.
Never compare one platform's APY with another's APR. Convert both to the same basis first.
Step 2: subtract commission and running costs
Validators typically take 5 to 15 percent of the reward. Liquid staking protocols often sit around 10 percent. Exchanges offering staking sometimes keep 25 percent or more without saying so prominently.
For solo staking, include your own costs: hardware or VPS, electricity, backups and maintenance time.
- Net APR = gross APR × (1 − commission)
- Solo staking: minus fixed annual cost divided by your stake
- Exit and swap costs count for liquid staking
Step 3: correct for network issuance
The real return is what you earn above the average holder. Real yield ≈ net APR − annual supply growth.
On Ethereum, burned transaction fees reduce net issuance, so the real yield is higher in busy periods than the nominal gap suggests.
Step 4: uptime, misses and tax
A validator attesting correctly 98 percent of the time earns roughly 98 percent of the maximum. Downtime is usually missed income rather than a penalty.
Finally, how your country taxes the reward decides whether you net out above or below a savings account. See the dedicated Belgium and Netherlands guide.
Kalkylator för stakingavkastning
Räkna ut vad staking ger netto efter provision, ränta-på-ränta och nätverksinflation.
Indata
Resultat
Netto-APR (efter provision)
4,50 %
Netto-APY (ränta på ränta)
4,60 %
Real avkastning (efter inflation)
2,55 %
Belöning år 1
46,025 mynt
Snitt per dag (år 1)
0,1261 mynt
Slutsaldo
1 144,5273 mynt
Värde vid oförändrat pris
1 144,53 €
Insatsens tillväxt
Risk
Staking är inget sparkonto. Slashing, validatorns driftstopp, upplåsningstider, buggar i smarta kontrakt vid liquid staking och prisfall kan minska ditt innehav. Hög APR kompenserar ofta hög inflation eller hög risk. Detta är inte investeringsrådgivning.
Avrundning och antaganden
Vi räknar med konstant APR, oförändrat pris och lika perioder. APY = (1 + netto-APR / n)^n − 1. Real avkastning är (1 + APY) / (1 + inflation) − 1. Belopp visas avrundade till fyra decimaler (mynt) och två (valuta), medan beräkningen sker oavrundad. Skatter och avgifter ingår inte.
APY = (1 + APR/n)^n − 1
Vanliga frågor
Why does my APR fall when more people stake?
Most protocols spread a fixed or declining issuance across all stake. More coins staked means a smaller share each.
Does price appreciation count as yield?
No. Staking is measured in coins, not euros. Model price change separately, otherwise you confuse market risk with income.
Läs vidare
What is staking?
Staking explained without marketing language: what you actually do, who pays you, why there is a yield and which returns are realistic.
Liquid staking explained
How liquid staking tokens work, why they sometimes trade below par and which risks you buy along with them.
Staking and tax
How staking rewards are treated for tax in Belgium and the Netherlands, which records to keep and where professional income begins.