Banks & payments
Organising your banking as a crypto investor
Frequent traders notice not every bank cooperates equally. A deliberate setup prevents blocks without hiding anything.
Separate your flows
Use one account for crypto-related traffic and keep household banking apart.
Both accounts in your own name, matching your platform account exactly.
- Separate account for crypto in and out
- Same name on bank and platform
- Consistent payment reference
What to expect from your bank
Large banks tend to be more cautious, though differences narrowed under MiCA regulation.
Announce large, unusual transactions in advance via secure messaging.
Business versus private
Trading through a company requires a business account and strict separation from private funds.
Companies face extra accounting and valuation requirements; align with your accountant first.
Be ready for questions
Keep a current file with source of funds and a transaction export.
See our guide on proving source of funds for the document banks ultimately want.
Recommended by our newsroom
External parties. Block #9 does not hold or manage your assets at these providers. Not investment advice.
Frequently asked questions
Do I need a separate account for crypto?
Not mandatory, but it makes administration and bank questions far easier.
Which bank is best for crypto investors?
There is no universal answer; differences lie in limits, instant support and monitoring strictness.
Can I buy crypto from a business account?
If it fits your company's purpose and accounting handles it correctly; consult your accountant.
Read next
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Your bank calls about your crypto transactions
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